Effective Date: July 13, 2025
Welcome to ExpenseGenius. These Terms of Service ("Terms") govern your access to and use of the ExpenseGenius application, including any content, functionality, and services offered through ExpenseGenius (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree to these Terms, do not access or use the Service.
To use certain features of the Service, you may need to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.
You are responsible for safeguarding your password and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account. We cannot and will not be liable for any loss or damage arising from your failure to comply with the above requirements.
You agree to use the Service only for lawful purposes and in accordance with these Terms. Specifically, you agree not to:
You retain all rights to any Content you submit, post, or display on or through the Service. By submitting, posting, or displaying Content, you grant us a worldwide, non-exclusive, royalty-free license to use, copy, reproduce, process, adapt, modify, publish, transmit, display and distribute such Content.
Our Privacy Policy, available at Privacy Policy, describes how we collect, use, and share information about you when you use our Service. By using the Service, you agree to the collection, use, and sharing of your information as described in our Privacy Policy.
ExpenseGenius provides tools for tracking expenses and facilitating the settlement of debts between users. We do not guarantee the accuracy of calculations, nor do we guarantee that payments between users will be made. Users are solely responsible for verifying all calculations and ensuring that payments are properly made and received.
We may offer premium features that require payment. If you choose to use premium features, you agree to pay all applicable fees as described when you sign up for those features. We reserve the right to change our fees at any time, with notice provided through the Service.
We reserve the right to suspend or terminate your access to the Service, without prior notice or liability, for any reason, including a breach of these Terms. Upon termination, your right to use the Service will immediately cease.
THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. WE EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
We make no warranty that the Service will meet your requirements, be available on an uninterrupted, secure, or error-free basis, or be accurate, reliable, complete, legal, or safe.
IN NO EVENT SHALL WE BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICE.
These Terms shall be governed and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law provisions.
We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
If you have any questions about these Terms, please contact us at:
By using our application, you acknowledge that you have read these Terms of Service, understand them, and agree to be bound by them.
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